Press release

ACI Worldwide Announces 2019 Innovation Award Winners, Recognizing Global Payments Innovation

Sponsored by Businesswire

(NASDAQ: ACIW), a leading global provider of real-time electronic
payment and banking solutions
, today announced the winners
of the 2019 ACI Innovation
. The awards recognize leading banks, financial
intermediaries, merchants and corporates around the world for their
innovative use of ACI’s UP portfolio of leading payment solutions. The
awards celebrate global payments innovation; winners were selected by a
panel of judges composed of ACI experts and industry analysts from Aite
Group, Celent and Ovum.

This year’s winners include:

ANZ New Zealand—New Zealand’s largest financial services group.
Representing nearly one in two New Zealanders, ANZ New Zealand has a
long track record of demonstrating innovation for its customers. Most
recently, the banking leader embarked on an innovative way to ensure
security and customer confidence in new digital payment channels,
specifically, New Zealand’s modernization initiative of ACH payments
known as ‘Cleared Funds’—by dynamically assessing risk in real-time
before a transaction is completed using a variety of Payments
Intelligence data sources.

Avant—a leading online lending platform for consumers. Avant,
which serves more than 600,000 customers, implemented an API-driven
solution that has helped it evolve into more than just a consumer
lending company. Its ability to create, support and develop technology
in-house makes the organization a force in the industry in supporting
both the consumer lending market and its growing base of customers.

ING—a Dutch multinational banking and financial services
corporation. ING embarked on a journey to become a globally scalable
bank with one digital platform. As part of this journey, the banking
leader worked with ACI on implementing a new agile approach to
automation specific to its Clearing & Settlement solution. This approach
has enabled ING to provide better focus on business innovation for its
customers while being able to decrease time and financial resources on
solution maintenance and support.

PayNet—the national payments network and central infrastructure
provider for Malaysia. PayNet implemented Malaysia’s Real-Time Retail
Payments Platform (RPP) using ACI’s UP Real-Time
solution. RPP and DuitNow, Malaysia’s instant credit
transfer via proxy ID, are the foundation for payments transformation in
Malaysia, which is aimed at modernizing the e-Payments ecosystem and
driving innovation for the country’s more than 31 million residents.

Universal Studios—Universal Orlando Resort implemented a new and
innovative wearable that allows guests at Universal’s Volcano Bay water
theme park to wait in “virtual lines,” so they can have fun or relax
while waiting to experience attractions, make cashless payments – and
more. The “Tapu Tapu” wearable debuted at Volcano Bay last summer.

“Our customers represent the best in payments. We are proud to partner
with these great organizations and help them to not only better serve
their customers, but to more effectively compete in this continued rapid
period of industry innovation,” said Mike Braatz, chief marketing and
solutions officer, ACI Worldwide. “This year’s winners have truly
embraced and demonstrated tremendous innovation and are well-deserving
of this recognition.”

For additional information on the Innovation Awards program and winners,
please visit:

About ACI Worldwide
ACI Worldwide, the Universal
 (UP) company, powers electronic
 for more than 5,100 organizations around the world. More
than 1,000 of the largest financial institutions and intermediaries, as
well as thousands of global merchants, rely on ACI to execute $14
trillion each day in payments and securities. In addition, myriad
organizations utilize our electronic
bill presentment and payment
 services. Through our comprehensive
suite of software solutions delivered on customers’ premises or through
ACI’s private
, we provide real-time, immediate
 capabilities and enable the industry’s most complete omni-channel
 experience. To learn more about ACI, please visit
You can also find us on Twitter @ACI_Worldwide.

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