Press release

West Creek Raises $150 Million to Expand its Point-of-Sale Financing

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West Creek, a fast-growing fintech company that provides innovative point-of-sale financing, announced it secured a $150 million credit facility from Pollen Street Capital, bringing West Creek’s total credit facility capacity to $250 million. This expanded capacity enables West Creek to maintain its rapid growth.

Since 2015, West Creek’s revenue has grown over 4,400% and will surpass $200 million for 2019. West Creek partners with over 8,000 retailers nationwide and has helped over 250,000 customers in purchasing essential items, including furniture, mattresses, appliances, tires, and HVAC systems.

“This new credit facility represents a significant milestone for West Creek and allows us to continue to transform point-of-sale financing,” said Rajesh Rao, chief financial officer and chief risk officer. “We are laser-focused on delivering a superior financing experience for our retail partners and their customers through a combination of world-class customer support, technology, and data-science-driven credit decisioning.”

“We are impressed with West Creek’s progress and growth to date and are excited to support its next expansion phase through the $150 million credit facility,” said Lindsey McMurray, founder and managing partner of Pollen Street Capital. “We look forward to a strong, long-lasting partnership and believe that this sets a solid foundation for us to support West Creek in many other aspects.”

Founded in 2014, West Creek helps consumers make life-essential, big-ticket purchases. The company employs over 200 associates and recently earned the 65th spot on Inc. 5000’s Fastest-Growing Companies list, grabbing one of the top spots among retail financing companies. Certified as a “Top Place to Work,” West Creek was recently named as the 2nd fastest-growing company on the RVA25 list of fastest growing companies in Richmond, VA.

More about West Creek

West Creek provides point-of-sale financing in retail stores nationwide with a focus on furniture, mattress, appliance, tire, and HVAC system retailers. The company leverages big data and machine learning to optimize its credit modeling and underwriting, enabling them to deliver industry-leading approval rates and amounts. West Creek was built on a foundation of excellent customer service, which continues to be a pillar of their business today, and one of the main reasons for their success.

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More about Pollen Street Capital

Pollen Street Capital is an independent alternative asset investment management company focused on the financial and business services sectors, with significant experience in specialty finance. It was established in 2013 and manages £2.6bn AUM across private equity and credit strategies on behalf of investors including leading pension funds, asset managers, banks and family offices from around the world. Pollen Street Capital has a team of 70+ professionals with offices in London and New York.

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