Press release

Conformance Technologies Completes Agreement with Atlantic Pacific Processing Systems

Sponsored by Businesswire

Conformance Technologies, Inc., a fast-growing provider of operating systems, education systems and expertise used in managing business compliance requirements in the United States and 22 countries around the world, today announced that Atlantic Pacific Processing Systems (APPS) is now using the company’s PreComm ToolKit solution for real-time underwriting and risk management. As an integrated global payments solutions provider, APPS and its merchant acquiring partners gain access to an innovative, cost-effective way to streamline merchant due diligence and risk assessment processes prior to payment processing onboarding, as well as to regularly monitor risk on an ongoing basis.

“We already use a number of Conformance solutions, so adding PreComm ToolKit was a definite win,” said Dante Croupe, APPS senior vice president of operations. “Our company and our merchant acquiring partners are immediately benefiting,” added Croupe. “Not only are we realizing substantial operational efficiencies and reduced costs with PreComm ToolKit, we are significantly reducing business risk.”

“We appreciate our deepening relationship with APPS and are excited to deliver another great solution that they and their merchant acquiring partners can truly benefit from,” said Darrel Anderson, president of Conformance Technologies. “Fast access to more data with PreComm ToolKit optimizes underwriting decision-making, and ongoing monitoring efficiently identifies merchants deviating from information they were originally approved on,” added Anderson. “This enables APPS to initiate a number of various remedies, like dynamic repricing in consideration of greater merchant risk, and staying on top of merchants who present with more serious issues such as false medical claims or dubious ownership structures.”

PreComm ToolKit is a cloud-based data collection and consolidation service that simplifies the merchant due diligence and risk evaluation process prior to payment processing onboarding, while addressing the difficulties associated with the Know Your Customer (KYC) compliance requirements of Anti-Money Laundering (AML) rules, The USA Patriot Act and card brand regulations. Merchant acquirers and payment processors gain protection from deceitful entities before unwittingly granting payment system access, while saving time and money related to manual, labor-intensive, paper-based workflows. PreComm ToolKit gathers and collates a complete underwriting data pull of more than 65 merchant risk factors in as little as 30 seconds, including credit scores and business stress and risk indicators. Findings are consolidated and presented in dashboard format to enable significantly more accurate evaluation by risk managers. The tool can be populated by hand in seconds or by API.

Parties interested in learning more about PreComm ToolKit should email for more information.

About Conformance Technologies, Inc.

Conformance Technologies is a fast-growing provider of operating systems, educational systems and expertise used in managing business compliance requirements. More than 450,000 small and midsize business end-users rely on Conformance Technologies’ solutions to protect their businesses every day, both domestically and in 22 countries around the world. Privately held and headquartered in Reno, Nevada, Conformance Technologies evolved from a payments consultancy and PCI compliance firm originally established in 2003. Today, the company has become a leading provider of automated compliance and sensitive data protection systems and services. Conformance Cybersecurity, LLC provides PCI SCC Qualified Security Assessor (QSA) services. For more information, please visit

About Atlantic Pacific Processing Systems (APPS)

APPS maximizes the business value of payments. As an integrated global payments solutions provider, we simplify payment processing for the merchant acquiring partners we serve and their merchant customers today, while quickly navigating transformational complexities to meet tomorrow’s challenges. We innovate by empowering ISOs, agents, ISVs, VARs, developers, payment facilitators, financial institutions, referral organizations and merchants to run their businesses and work smarter driving extraordinary results. APPS is headquartered in Las Vegas, Nevada, and has offices in six countries. The company is a full-service merchant acquirer, registered ISO/MSP of Synovus Bank, Columbus, Georgia; a licensed payment services provider (PSP); a reseller and preferred referral partner of Authorize.Net and CyberSource gateways; and is a third-party ACH sender. For more information, please visit